98 lines
3.1 KiB
TeX
98 lines
3.1 KiB
TeX
% Insurance Terminology
|
|
%
|
|
% Intended to be included within its own section.
|
|
%
|
|
% Also requires gls-ins-calif definition.
|
|
|
|
For a glossary of insurance terms from the state of California,
|
|
see~\cite{gls-ins-calif}.
|
|
|
|
\begin{description}
|
|
\dt{applicant}
|
|
The intended policy owner.
|
|
|
|
\dt{indication}
|
|
An approximation of the cost of insurance based on incomplete or limited
|
|
information provided by the applicant.
|
|
|
|
\dt{policy}
|
|
Written insurance contract.
|
|
|
|
\dt{quote}
|
|
An estimate of the cost of insurance based upon information supplied to the
|
|
insurance company by the applicant.
|
|
|
|
\dt{risk}
|
|
The individual or property to which the insurance policy or quote relates.
|
|
\end{description}
|
|
|
|
|
|
\nextsection{ISO Classes}
|
|
Accompanying each description is a list of the ^ISO ^[ISO!class code]s that
|
|
apply.
|
|
|
|
\begin{description}
|
|
\incompletei
|
|
\dt{1--4 Family Dwelling}
|
|
\todo{Description needed.}
|
|
\begin{description}
|
|
\isoclassdef 63010 One family; tenant occupied.
|
|
\isoclassdef 63011 Two family; tenant occupied.
|
|
\isoclassdef 63012 Three family; tenant occupied.
|
|
\isoclassdef 63013 Four family; tenant occupied.
|
|
\end{description}
|
|
|
|
\incompletei
|
|
\dt{Apartment}
|
|
\todo{Description needed.}
|
|
\begin{description}
|
|
\isoclassdef 60010 No other class code (NOC)---there is no other class
|
|
code that would be a good fit for this risk.
|
|
\isoclassdef 60011 Garden (apartment complex).\footnote{``Garden'' refers
|
|
to a cluster of apartment buildings---as opposed to a single building
|
|
housing multiple units---that historically (but may not necessarily be)
|
|
clustered around a garden; apartment complex.% Consulted Mary Jo
|
|
}
|
|
|
|
\end{description}
|
|
|
|
\incompletei
|
|
\dt{Lessor's Risk}
|
|
\todo{Description needed.}
|
|
\begin{description}
|
|
\isoclassdef 61212 No not-for-profit; \emph{not} maintained by the insured.
|
|
\isoclassdef 61216 Not-for-profit; \emph{not} maintained by the insured.
|
|
\isoclassdef 61217 No not-for-profit; maintained by the insured.
|
|
\isoclassdef 61218 Not-for-profit; maintained by the insured.
|
|
\isoclassdef 68702 Warehouse with multiple interests.
|
|
\isoclassdef 68703 Warehouse with a single interest.
|
|
\end{description}
|
|
|
|
\incompletei
|
|
\dt{Subcontractor}
|
|
\todo{Description needed.}
|
|
\begin{description}
|
|
\isoclassdef 91583 Performing work on 1--2 Family Dwellings.
|
|
\isoclassdef 91585 Performing work on other buildings.
|
|
\end{description}
|
|
|
|
\incompletei
|
|
\dt{Vacant Building}
|
|
\todo{Description needed.}
|
|
\begin{description}
|
|
\isoclassdef 68604 Vacant factory building.
|
|
\isoclassdef 68606 Vacant non-factory building that is \emph{not} owned
|
|
by a not-for-profit company.
|
|
\isoclassdef 68607 Vacant non-factory building that \emph{is} owned by a
|
|
not-for-profit company.
|
|
\end{description}
|
|
|
|
\dt{Vacant Land}
|
|
A ^risk with no building on the property; rated by acreage.
|
|
\begin{description}
|
|
\isoclassdef 49451 Rural area; up to first 500 acres.
|
|
\isoclassdef 49452 Urban; up to first 50 acres.
|
|
\end{description}
|
|
|
|
\end{description}
|